Ways to live in Europe: visas and residence permits compared

We track 43 residence routes across 20 countries — digital nomad visas, passive income and retirement visas, golden visas, work permits and citizenship by descent — each linked to its official source.

43 routes

Austria Red-White-Red CardWork permit · Austria · Non-EU/EEA citizens with a binding Austrian job offer who score enough points (very highl… Open€3,465/mo income Croatia Digital Nomad Temporary StayDigital nomad visa · Croatia · Non-EU/EEA/Swiss nationals who work remotely for a foreign employer or their own company … Open€3,623/mo income Cyprus Digital Nomad VisaDigital nomad visa · Cyprus · Non-EU/EEA citizens who work remotely for an employer registered abroad or for clients ab… Open€3,500/mo income Cyprus Permanent Residence by InvestmentGolden visa · Cyprus · Non-EU citizens who invest at least €300,000 in Cyprus and have secure income from abroad Open€4,167/mo income Czech Freelance / Business Visa (Zivno Trade Licence)Freelance visa · Czechia · Non-EU nationals who will run a business or be self-employed in Czechia, typically throug… Open— Denmark Work Permit (Pay Limit Scheme and Positive List)Work permit · Denmark · Non-EU/EEA citizens with a Danish job offer paying at least DKK 552,000 a year (Pay Limit… Open€6,154/mo income Start-up Denmark (Entrepreneur Residence Permit)Entrepreneur route · Denmark · Foreign entrepreneurs starting an innovative growth company in Denmark (individuals or te… Open€1,708/mo income Estonia Digital Nomad VisaDigital nomad visa · Estonia · Non-EU remote workers who are employed by, own, or freelance mainly for companies and cli… Open€4,500/mo income Estonia e-Residency (digital ID - not a visa or residence permit)Entrepreneur route · Estonia · Anyone worldwide who wants a government-issued digital identity to start and run an EU co… Open— France Freelance and Entrepreneur Visa (Profession Libérale)Freelance visa · France · Non-EU citizens who want to run their own business, work as a freelancer or exercise a li… Open€1,867/mo income France Long-Stay Visitor Visa (VLS-TS Visiteur)Retirement visa · France · Non-EU citizens who want to live in France for more than 3 months without working, such a… Open€1,478/mo income France Talent Passport (Passeport Talent)Work permit · France · Skilled employees, EU Blue Card holders, researchers, entrepreneurs, investors and other … Open€3,299/mo income Germany EU Blue CardWork permit · Germany · University-qualified non-EU professionals (and some IT specialists without a degree) with… Open€4,225/mo income Germany Freelance Visa (Freiberufler)Freelance visa · Germany · Self-employed non-EU professionals in liberal professions (such as consultants, IT specia… Open— Germany Opportunity CardWork permit · Germany · Non-EU people who want to look for work in Germany and either hold a recognised degree or… Open€1,091/mo income Greece Digital Nomad Visa and Residence PermitDigital nomad visa · Greece · Non-EU/EEA/Swiss citizens who work remotely, as employees or self-employed, for employers… Open€3,500/mo income Greece Financially Independent Person VisaPassive income visa · Greece · Non-EU citizens with stable income from abroad (for example pensions) who will not work i… Open€2,000/mo income Greece Golden Visa (Residence by Investment)Golden visa · Greece · Non-EU citizens who invest in Greek real estate or another qualifying asset Open€400,000 investment Hungary Guest Investor Residence PermitGolden visa · Hungary · Non-EU nationals who invest in a qualifying Hungarian real estate fund or make a large do… Open€250,000 investment Hungary White Card (Digital Nomad Residence Permit)Digital nomad visa · Hungary · Non-EU remote workers earning income from outside Hungary Open€3,000/mo income Ireland Citizenship by Descent (Foreign Births Register)Citizenship by descent · Ireland · People born outside Ireland who have an Irish-born grandparent, or a parent who was an Ir… Open— Ireland Critical Skills Employment PermitWork permit · Ireland · Non-EEA professionals with a job offer in an occupation on Ireland's Critical Skills Occu… Open€3,409/mo income Italian Citizenship by Descent (Jure Sanguinis)Citizenship by descent · Italy · People with an Italian parent or grandparent who meets the post-2025 conditions, or who f… Changing— Italy Digital Nomad Visa (Remote Worker Visa)Digital nomad visa · Italy · Non-EU citizens who work remotely, as freelancers or employees, in a highly qualified occ… Open€2,125/mo income Italy Elective Residency VisaRetirement visa · Italy · Non-EU citizens with substantial, stable income that does not come from work in Italy, wh… Open€2,583/mo income Italy Investor Visa (Golden Visa)Golden visa · Italy · Non-EU citizens who commit capital to qualifying Italian assets (the program is suspended… Open€250,000 investment Malta Nomad Residence PermitDigital nomad visa · Malta · Non-EU/EEA/Swiss citizens who work remotely for a foreign employer, a foreign company the… Open€3,500/mo income Malta Permanent Residence Programme (MPRP)Golden visa · Malta · Non-EU/EEA/Swiss citizens with capital assets who commit to a property, fees and contribu… Open€99,000 investment Netherlands DAFT Visa (Dutch American Friendship Treaty)Entrepreneur route · Netherlands · US citizens who start or run a business or independent profession in the Netherlands (als… Open€4,500 investment Netherlands Highly Skilled Migrant PermitWork permit · Netherlands · Non-EU workers hired by an IND-recognised sponsor employer at or above the salary thresho… Open€5,942/mo income Norway Skilled Worker Residence PermitWork permit · Norway · Non-EU/EEA citizens with a concrete job offer from a Norwegian employer in a position req… Open— Poland Work Permit and Single Residence-and-Work PermitWork permit · Poland · Non-EU nationals with a job offer from a Polish employer; the employer usually files the … Changing— Portugal D2 Visa (Independent Worker and Entrepreneur)Freelance visa · Portugal · Non-EU freelancers, independent professionals and entrepreneurs who will run a business o… Open— Portugal D7 Visa (Passive Income Visa)Passive income visa · Portugal · Non-EU citizens with regular passive income such as pensions, rental income, dividends or… Open€920/mo income Portugal D8 Digital Nomad VisaDigital nomad visa · Portugal · Non-EU remote employees and freelancers who work for employers or clients outside Portugal Open€3,680/mo income Portugal Golden Visa (ARI Investor Residence)Golden visa · Portugal · Non-EU investors who make a qualifying investment such as a regulated fund, scientific re… Open€500,000 investment Spain Digital Nomad Visa (Telework Visa)Digital nomad visa · Spain · Non-EU remote workers employed by or freelancing for companies outside Spain, with a degr… Open€2,442/mo income Spain Entrepreneur VisaEntrepreneur route · Spain · Non-EU founders of innovative businesses of particular economic interest to Spain, approv… Open€600/mo income Spain Non-Lucrative Visa (Residence Without Work)Retirement visa · Spain · Non-EU citizens who can live in Spain on savings or passive income without working there,… Open€2,400/mo income Sweden Self-Employed PermitFreelance visa · Sweden · Non-EU/EEA citizens who run and own at least 51% of a business in Sweden with a viable pl… Open€17,819 investment Sweden Work Permit (Employees)Work permit · Sweden · Non-EU/EEA citizens with a signed employment contract with a Swedish employer paying at l… Changing€3,071/mo income Switzerland B Work Permit (non-EU quotas)Work permit · Switzerland · Highly qualified non-EU/EFTA workers (managers, specialists, university graduates with ex… Open— Spain Golden Visa (Closed 2025)Golden visa · Spain · Formerly non-EU investors who bought at least EUR 500,000 of Spanish real estate or made … Closed€500,000 investment

Which European visa fits you?

You work remotely. A digital nomad visa is the cleanest route. Income thresholds range from a little over €2,000 to around €4,500 a month, and some countries tax you as a resident from day one while others don’t.

You’re retired or living on savings. Look at passive income visas such as Portugal’s D7 or Spain’s non-lucrative visa. Most bar you from working locally, and most require private health insurance. See retiring in Europe.

You have capital to invest. Several golden visa programs are still open, but Spain and Ireland have closed theirs and Portugal no longer accepts real estate.

You have a job offer or in-demand skills. Work permits and the EU Blue Card are the most direct route to permanent residence in countries like Germany and the Netherlands. Americans with a small business can also look at the Dutch DAFT visa.

You have European ancestry. You may already be entitled to citizenship. Start with our citizenship by descent guide.

Requirements change often and differ by consulate. Always confirm on the official page linked from each route. This is research, not legal advice.